Investing isn’t all about buying low and selling high. In the infinity complex world of finance there are many other factors apart from security prices that can have a material effect on the performance of your investments. I’ve mentioned before that thinking about your personal finances as if you were managing a business is a […] Read More
Investing
I’m very much macro or trend investor. While I’m happy rooting around a balance sheet or combing through a cash flow statement most of my investment decisions are based on or at least initiated by ‘big ideas’ or long term trends or strategies. At the same time as seeking out opportunities, I’m always on the […] Read More
I’m quite an impatient kind of guy. When I decide on something, I want it now. Since my decision a few years ago to seriously commit to achieving early retirement/financial independence I am often overcome with serious bouts of investment fatigue. The main problem with getting rich slowly is that you’re not getting rich quickly. […] Read More
With the upcoming IPO of TSB banking stocks are on the mind of many private investors. While many private investors have no doubt been mulling over the prospectus I have also been thinking about the banking sector from an investment point of view. The chart below shows the credit spreads of the iTraxx Snr Financials Index […] Read More
Despite religiously tracking my net worth, the main metric I tend to focus on when evaluating my portfolio is the income that it generates. After all it is the portfolio income that will one day pay my bills and keep me in Werther Originals. Monevator has written an excellent article on targeting your current monthly income as […] Read More
Disclaimer: Even though NISAs don’t go live for another 2 months (June 2014) this articles refers to ISAs by their new name, NISAs. Why the government felt they needed to re-brand ISAs I will never know! NISAs form a key part of my investment portfolio and plans to retire early. Particularly in these times of […] Read More
Blogsphere seems to be obsessed about the concept of passive income. If you listen to many of the bloggers out there then passive income is the secret (and only true path) to early retirement. My idea when creating this site was to chronicle and document my thoughts as I continue to grow my Money Tree. In […] Read More
The other evening I was watching some videos online showing various Warren Buffet speeches he’s given both on TV and at various events over the years. As you’d expect they are packed full of good financial advice (such as avoid debt, leverage and always try and keep your capital safe, stick to what you know […] Read More
What a difference a year makes. This time last year the FTSE 100 had got the year of to a roaring start, soaring from just under the 6,000 mark to 6,529 on the 14th March. That was a whopping 11% gain in two and a half months. This year started in a promising fashion too […] Read More
The thing I hate about investing is the waiting. I realised a few years ago that getting rich slowly was a much better bet than trying to make it happen quickly. With a well thought out strategy and a long term view it’s possible to stack the odds heavily in your favour. The hardest part […] Read More