Tag: income

  • How much do you really earn

    One thing I’ve noticed about people that have reached FI is that many of them continue to ‘work’ to some degree. If you’re smart enough to get yourself in a position to reach FI or early retirement then you’ve most likely got a brain that needs more stimulation than daytime TV can provide. It strikes me…

  • Buy to Let Tax Changes: Is the Party Over?

    If you’ve got or are interesting in buy to let property investments then you’ll almost certainly be aware of the upcoming tax changes that were announced in the budget in the summer of 2015. At the core of the changes announced is the scrapping of higher rate tax relief on mortgage interest. Landlords will no…

  • How to Earn £34,000 Tax Free

    This weeks budget brought about some big controversial changes. I won’t delve into all of them here, but instead comment on the fact that this and other recent budgets have made it possible to earn significant amounts of income without paying any tax – something most people are interested in! I’m lucky in a sense…

  • Benchmark Your NISA Income

    Being relatively young (mid thirties) means that NISAs (ISAs) are the savings/investment vehicle of choice for me when it comes to the stock market. While there are generous tax breaks on offer when you put money into a pension I currently prefer NISAs for the following two reasons: Any future income or capital gains generated…

  • How Much Income will Your NISA Produce?

    Despite religiously tracking my net worth, the main metric I tend to focus on when evaluating my portfolio is the income that it generates. After all it is the portfolio income that will one day pay my bills and keep me in Werther Originals. Monevator has written an excellent article on targeting your current monthly income as…

  • The Passive Income Myth

    Blogsphere seems to be obsessed about the concept of passive income. If you listen to many of the bloggers out there then passive income is the secret (and only true path)  to early retirement. My idea when creating this site was to chronicle and document my thoughts as I continue to grow my Money Tree. In…

  • Only Misers Love Money For Its Own Sake

    I recently read an article over on Monevator’s blog where he suggested that in order to remain motivated to achieving your financial freedom you need to know what your saving for. While I agree on one level with this he suddenly proclaimed that ‘only misers love money for its own sake’. That’s when it hit…