Author: Under The Money Tree
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A Rather Nice Spanner in the FI Works
Even the most carefully hatched plans can find they need updating from time to time…… Plans will now need to be revised, savings rates adjusted, risk appetites reviewed and priorities re-assessed. For now however we just getting to know each other and trying to get some sleep! Normal service should resume soon(ish)!
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Price is What Your Pay Value is What You Get
Us personal finance blogger types tend to loathe consumerism. Quite rightly so given the way that so many people succumb to the urge to buy more crap in exchange for a short term endorphin release. In these days of internet shopping it has become easier and easier to amass vast quantities of possessions that deliver you…
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How much are your possessions worth?
At the weekend I performed the annual task of renewing our house insurance. Naturally it wasn’t long before I ended up on a price comparison website to make the process of finding a competitive quote reasonably painless1. While filling in the lengthy forms I hit this question which made me stop and think: When you…
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The Pond Game
True to expected Bank Holiday form, the weekend was spent on a DIY project. However I wasn’t out spending my hard earned cash on flock wallpaper (at £50 a roll) but instead a project to save us a material amount of £ each year as well as providing some fresh healthy food. With the fish given…
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Why the Rich Get Richer & The Poor Get Poorer
The most common response to this quandary is that you need money to make money. Those born with a silver spoon in their mush’s are destined to be wealthy. Personally I think that is complete tosh. I can even pick a carefully selected piece of research that ‘proves’ it: In a study by the University of…
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Don’t overpay for dividends
With stock markets at or near all time “highs” it is worth reminding yourself about the importance of price and value of proposed investments. I think it was a certain Mr Buffet that once said… “Price is what you pay, value is what you get“ Whether you believe the markets are currently due a fall or…
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Fishonomics: Where there’s fish muck there’s brass
Inspired in part by MMMs recent post about electricity consumption I decided to re-search UTMT Towers in search of any excessive drains on power in an effort to save some money/waste. In the back of my mind there was something that I’ve been meaning to take a look at for some time…. When we moved…
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FTSE 100: Pass the Tissues, I’ve Got a Nose Bleed
With all the talk in the media of deficits, lack of growth, negative rates and deflation you’d be forgiven for thinking that the stock market ought to be in the doldrums. But what’s this flashing up on my screen… The FTSE just hit a new record high, breaking the 7,000 mark for the first time ever.…
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The Great £1000 De-clutter – The Results
Shortly after the turn of the year I stated one of my goals for 2015 was to have a massive clear out and sell £1,000 worth of clutter on ebay. Well it’s taken slightly longer than I hoped but we’ve finally hit the target. Here’s the proof: Impressive you might thing but did I…
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A Tale of Divergent Investment Strategies
I had dinner last week with a good friend of mine and one I’ve shared a fair few investments with over the years. Back in the heady days of the dot.com boom we were happily sharing ‘hot tips’ and were often found pooling our meagre student resources to take a punt invest in some random…