Under The Money Tree

Author: Under The Money Tree

  • Getting Rich is Thirsty Work

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    Under The Money Tree
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    It’s that time of the year when ridiculous consumer spending seems to prevail and dominate most peoples lives. This year like others I’ve tried to avoid unnecessary spending and instead focus on spending quality time with family and friends and giving thoughtful gifts where appropriate. I thought I’d take the time to share a recent…

  • Overpay the Mortgage or Invest?

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    Under The Money Tree
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    To pay off the mortgage or to invest? That is the question. It’s an often debated question in the world of financial independence and one thats been done to death in blogsphere several times over. In this article I won’t go in depth into all of the pros and cons of each side of the argument…

  • Getting Shit Done

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    Deep down inside i’m a procrastinator. A phaffer. A delay artist. I like to take my time so much so that I usually take far too long. However as I’ve found out over the last couple of years, once you have a child you suddenly find yourself running out of time altogether. A friend once…

  • Lagom

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    Under The Money Tree
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    Working with colleagues form all over the world over the last decade or so has given me the opportunity take a peek into the national psyche of some of these colleagues. Over time observable stereo types emerge and patterns of behaviour present themselves. Over the years i’ve marvelled at: The entrepreneurial spirit of the Americans The passion…

  • Power Down: Increased Savings Through Decreased Energy Consumption

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    Having recently moved house it’s our expectation that the current UTMT residence will remain just that for at least the next 20 years or so, hopefully a lot longer. Given the place needs a fair bit of work doing to it we’ll be looking to make the place as energy efficient as possible during some…

  • UTMT Lives

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    Well, how easily the months slip by. I’ve had a few concerned emails  from regular readers enquiring about the lack of posts and downtime of the site over the last few months. There’s been a few reasons i’ve been away so I’ve set out my defence below and I’ll leave it for you to judge me!…

  • Insider Trading – Hot Tips To Make Your Rich

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    Under The Money Tree
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    I’ve been working in Finance for about 15 years. As a result I’m often asked by friends or family members for advice or tips about where they should put their money. I thought what better way to help our readers than to share some of this insider knowledge so we can all get richer together!…

  • Passive Investing: Its Getting Under My Skin

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    As I sat on the train this morning watching the rain hammering against the window I suddenly became aware that I was no longer worrying about the electrical fault (and subsequent delay) that the conductor just announced. Instead my mind had wandered onto the downpour outside and the possibility of it causing a leak at…

  • Treavel Reflections: India

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    Under The Money Tree
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    ***Apologies reader but I’ve just found this post languishing in the UTMT drafts folder. It should have originally been published back in early February*** Apologies for the absence but the UTMT clan have been away…in India. It would be wrong not to share a few comments about this bonkers place so below is a random…

  • How much do you really earn

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    Under The Money Tree
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    One thing I’ve noticed about people that have reached FI is that many of them continue to ‘work’ to some degree. If you’re smart enough to get yourself in a position to reach FI or early retirement then you’ve most likely got a brain that needs more stimulation than daytime TV can provide. It strikes me…