Under The Money Tree

Tag: savings

  • White Friday – Quietly Keeping My Money

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    Here in the UK we love importing American phenomena from over the pond and it appears the shopping frenzy known as Black Friday is the latest. For the UK press it’s a great spectacular that allows them to present all sorts of stats about how much retailers are selling, picture the mad crowds, increase their…

  • Simple Ways to Cut Your Expenses

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    Most of my writing to date on this blog has centred around the many strategies, techniques and pitfalls I endure with regards to my savings and investments. However a less discussed but equally important part of the Money Tree is ensuring a tight lid is kept on costs. There are a million and one ways…

  • Busy Times Under The Money Tree

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    It’s a busy time Under the Money Tree. For various reasons the final two months in the UK tax year are a busy time here at UTMT HQ. Here’s what’s on the agenda… Work bonus As discussed recently I have just received my annual ‘incentive’ bonus. To be honest it is not a massive incentive…

  • The Money Saving Rules

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    There must be a million and one ‘how to save more dosh’ articles on the internet. In this article I’ll be sharing some of the techniques and approached I use to maximize our savings. Hopefully you’ll learn a bit more than the usual ‘take your lunch to work with you’ or ‘pay off your debt…

  • Household Savings Ratios

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    The Office of National Statistics define household savings ratio as follows: The household saving ratio is the amount of saving that households make in relation to available resources. As you can see below in the early 2000’s the average savings ratio was falling and went as low as 0.2% in 2008. After sharply spiking as…