Under The Money Tree

Tag: mortgages

  • The Mortgage Overpayment Wall

    —

    by

    Under The Money Tree
    in ,

    Recently I was trawling the rich archives over at the excellent Monevator site when I came across this article about what it feels like to finally be mortgage free. Now unfortunately we’re not mortgage free yet, but we have been over paying our mortgage1 relentlessly for the last 4 and a bit years. Though I…

  • The Buy To Let Trap

    —

    by

    Under The Money Tree
    in

    My portfolio contains 3 buy to let properties that are rented out. Each property has a mortgage on it which over the years I have paid down to some extent. However I have been facing the time honored buy to let issue: when should I pay down the mortgages on my buy to let properties?…

  • The Mortgage Over Payment Rules

    —

    by

    Under The Money Tree
    in

    Under The Money Tree we don’t like debt so we have been diligently over paying the mortgage on the home we live in over the last 3.5 years. With interest rates so low, the tracker loans we’re on being cheap  (see below) and having a reasonable amount of disposable income, we’ve seized the opportunity to make…