Under The Money Tree

Tag: buy to let

  • Buy to Let Tax Changes: Is the Party Over?

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    If you’ve got or are interesting in buy to let property investments then you’ll almost certainly be aware of the upcoming tax changes that were announced in the budget in the summer of 2015. At the core of the changes announced is the scrapping of higher rate tax relief on mortgage interest. Landlords will no…

  • How I Avoid Tax on Buy to Let Profits

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    If you’re a higher rate tax payer you’re currently liable to pay 40% tax on any profits you currently make on your rental properties. So assuming your Buy to Let business is making a profit each year then you really have two options to minimize your tax bill: Remortgage such that your mortgage interest payments are equal to your…

  • 5 Buy To Let Mistakes to Avoid

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    Treat it right, follow the buy to let rules,  run a conservative strategy and owning a but to let rental property can be a relatively hassle free, low risk and profitable investment. I’ve been a property landlord for about 11 years now so I’d like to think I’m speaking from experience on the subject. As…

  • Buy to Let Investing – The Low Risk Way

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    Buy to let investing divides peoples opinions massively here in the UK. Over the last few years disillusionment with the pension system in this country has caused many (including myself) to incorporate buy to let properties into their retirement planning. For many years now rising property prices, low interest rates, tax relief on mortgage interest…

  • London’s Forever Blowing Bubbles

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    There’s a lot in the press right now about London’s housing bubble. It’s no secret that property prices in the capital have been rocketing. Most of press stories out there seem to be blaming rich Arabs or Chinese who are allegedly snapping up the whole of West London. If you believe the papers the bubble…

  • The Buy To Let Trap

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    My portfolio contains 3 buy to let properties that are rented out. Each property has a mortgage on it which over the years I have paid down to some extent. However I have been facing the time honored buy to let issue: when should I pay down the mortgages on my buy to let properties?…

  • The Buy To Let Rules

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    A core part of the Money Tree portfolio is made up of buy to let properties. I’ve been in the landlord game for a little over 11 years now and currently manage a modest portfolio of 3 buy to let properties. Over those 11 years I’ve encountered most of the common problems, issues and surprises a landlord is likely…