Under The Money Tree

Category: Investing

  • Unilever PLC – Buy

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    Dove soap, Hellmans mayonnaise, Ben & Jerry’s ice cream, Surf detergent, CIF cleaner, Lipton tea are just a few of the household goods brands that Unilever owns. There’s a very good chance there are several Unilever products in your home right now. I’ve been looking at the stock for a while now and believe now…

  • Volatility: An Investors Guide

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    If one thing is certain in this investing game, it is that markets will rise and fall (no matter what Gordon told us). Combine the herd mentality of human beings with a free market economy and you’re guaranteed to end up with a roller coaster ride of prices, yields, growth, boom and bust i.e. volatility.…

  • The Outlook for Emerging Market Equities in 2014

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    Emerging Markets have had a pretty poor 2013 which has been in stark comparison to the performance of UK and US equities. A strong dollar, political instability and weak economic growth appear to have been te main causes of this performance. But what is in store for the year ahead? Below is a comparison between…

  • Household Savings Ratios

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    The Office of National Statistics define household savings ratio as follows: The household saving ratio is the amount of saving that households make in relation to available resources. As you can see below in the early 2000’s the average savings ratio was falling and went as low as 0.2% in 2008. After sharply spiking as…

  • 2013 Year End Portfolio Review

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    Well, i’m a bit late but I thought it’s about time I reflected back on my achievements (or lack of) over the last 12 months, particularly in the financial sense. Good Bye Mortgage By diligently following the mortgage over payment rules I’ve managed to pay off a whopping 22% of the total outstanding balance from…

  • The Dividend Investing Rules

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    Dividend investing forms an integral part of my plan to grow my money tree. According to the investment bank Morgan Stanley 42% of stock market returns since 1930 have come from dividends. For the long term investor then, it is crucial to consider how dividends affect the value of your portfolio over time and to utilise…

  • Ageing Investments Look Tempting

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    After cycling over 180km at the weekend maybe i shouldn’t be surprised that I felt like an old man when I got out of bed this morning. At 35 I’m certainly not over the hill and I pride myself on being pretty fit for my age. That said judging by the way i grabbed my…

  • Investing in Mobile Money

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    I’ve been struggling recently to come up with new investment ideas. While I’ve made my fair share of bad investments over the years I’ve also made some good ones. I’m a big fan of focusing my search initially on a theme, trend or idea. While my favorite shares tend to be reliable dividend paying, income…

  • Only Misers Love Money For Its Own Sake

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    I recently read an article over on Monevator’s blog where he suggested that in order to remain motivated to achieving your financial freedom you need to know what your saving for. While I agree on one level with this he suddenly proclaimed that ‘only misers love money for its own sake’. That’s when it hit…