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Property

The Buy To Let Trap

My portfolio contains 3 buy to let properties that are rented out. Each property has a mortgage on it which over the years I have paid down to some extent. However I have been facing the time honored buy to let issue: when should I pay down the mortgages on my buy to let properties? […] Read More

The Buy To Let Rules

A core part of the Money Tree portfolio is made up of buy to let properties. I’ve been in the landlord game for a little over 11 years now and currently manage a modest portfolio of 3 buy to let properties. Over those 11 years I’ve encountered most of the common problems, issues and surprises a landlord is likely […] Read More

The Mortgage Over Payment Rules

Under The Money Tree we don’t like debt so we have been diligently over paying the mortgage on the home we live in over the last 3.5 years. With interest rates so low, the tracker loans we’re on being cheap  (see below) and having a reasonable amount of disposable income, we’ve seized the opportunity to make […] Read More